Credit Cards

Apply Total Visa® Card

Discover how to apply for the Total Visa® Credit Card and start building your credit today!


Total Visa® Credit Card: Step-by-Step Application Guide

Ready to start building your credit and earning cash back with the Total Visa® Card? Follow our simple and fast application process outlined below:


Credit Card

Total Visa®

Order Online

Earn 1% cash back on purchases and build credit! No Annual Fee

You will be redirected to another website

Step 1: Click on the “Apply Now” button. You will be redirected to another website to complete your application.

Step 2: Fill out the online application form. Provide the required personal and financial information accurately.

Step 3: Review your application. Double-check all the details to ensure accuracy.

Step 4: Submit your application. Once you are satisfied with the information provided, submit your application and await a decision.

By following these easy steps, you’ll be on your way to getting approved for the Total Visa® Credit Card and enjoying the benefits it offers. Don’t miss out on the opportunity to build credit and earn cash back on your purchases. Apply now!

Apply for the Total Visa® Card: Online

Applying for the Total Visa® Card is a simple and straightforward process that can be done online. Here’s a step-by-step guide to help you through the application:

  1. Visit the website: Access the website provided above to begin your application.
  2. Fill out the form: Complete the online form with your personal information, such as your name, address, and contact details.
  3. Provide financial information: Enter your financial details as required, including your income and employment information.
  4. Review the Terms & Conditions: Take the time to carefully review the Terms & Conditions of the Total Visa® Credit Card to ensure you understand the card’s features, fees, and responsibilities.
  5. Submit your application: Once you have reviewed all the information and are satisfied with your application, submit it for review.
  6. Await the decision: You will receive a response regarding your application status in a timely manner. If approved, you will need to pay a one-time program fee of $89.

Apply for the card: Mobile App

Although the Total Visa® Credit Card does not have a dedicated mobile app, you can easily manage your card using the Total Card mobile app. The app allows you to conveniently monitor your credit score, check your account balance, make payments, and access other important features to stay in control of your finances.

With the Total Card mobile app, you can enjoy the flexibility of managing your Total Visa® Credit Card anytime, anywhere, right from your mobile device.

Total Visa® Card Overview

The Total Visa® Card is an option worth considering if you have fair or bad credit. Here’s a summary of its key features:

Credit Score: The Total Visa® Credit Card considers applicants with fair to bad credit scores.

Annual Fee: The card charges an annual fee of $75 for the first year, which decreases to $48 for each subsequent year.

Purchase APR: The purchase APR for this card is 35.99%.

Cash Advance APR: The cash advance APR is also 35.99%.

Welcome Bonus: Unfortunately, no welcome bonus is offered with the Total Visa® Credit Card.

Rewards: With this card, you can earn 1% cash back on purchases, allowing you to earn rewards while you spend.

Overall, the Total Visa® Credit Card provides an opportunity for individuals with fair or bad credit to access credit and start building a positive credit history. The cash back feature adds a small reward for your everyday purchases.

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About the author  /  Ana Machado

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