Nowadays there are countless credit card options, isn’t there? For this reason, it can be very difficult to choose the ideal credit card that suits your needs. And with that in mind, we’ve prepared a credit card review. Wells Fargo Active Cash. And at the end of this article, you will be able to understand what are the advantages and disadvantages of this card and if it is a good option to suit you at the moment.

After all, who has never faced that situation where you use a credit card for a long time, make a lot of expensive purchases and feel that you are not gaining any additional advantage for that? With Wells Fargo Active Cash, that won’t happen. Because we will tell you exactly everything you need to know about it before ordering yours. As well as we will also explain what are the fees and charges involved in this credit card.

Now we come to tell you about the benefits and advantages offered by this credit card. And the first of them, which we can mention, is the fact that the card offers cell phone protection. That is, when customers pay their monthly bill with a cell phone through the application, they will be able to access protection for that cell phone.

Also, some fixed rate cards offer Cashback. And in this case, the list of advantages is a bit longer as it offers 2% Cashback in addition to the sign-up bonus, which is considered very high compared to other similar credit cards. 

Finally, another advantage that makes many people want to apply for this credit card is the fact that it does not charge any annual fees. After all, annual fees can be a very high cost for rewards cards and eat up a good chunk of a user’s available cash. But in that case, you can rest assured that you won’t pay anything for using the card.

As we said before that here we are going to give you a sincere and honest opinion, it is also important to point out what are the disadvantages of this credit card. In that case, you need to know that even if the card does not charge a fee already at an age, the other fees involved in the process of using this credit card can be a bit high. 

But if you are a person who travels a lot, be aware that this card may have a foreign transaction fee, which is a bit high, which adds an extra cost. Each time you want to use the card on trips abroad. For this reason, if you travel a lot, this card may not be as suitable as it charges foreign transaction fees. There are other cards that do not charge.

With all institutions offering credit cards they charge certain minimum requirements. In this case, it’s no different. For this, it is important that you know that, as it is a premium rewards card and that it is accepted practically all over the world through the Visa payment network, this card may have some requirements regarding income.

Therefore, you will need to present proof of income that demonstrates the ability to pay your credit card and your bills on time. In addition, it is important that you are 18 years of age or older to apply for this card and present personal documents and documents relating to proof of residency.

As we are talking about a credit card option that seeks to offer practicality and convenience to users, know that the application process can be done completely online. This means that you can apply online through the Wells Fargo application or even through the main credit card sites.

In general, these 2 options are the most sought after by people looking to apply for this credit card. However, there is also the possibility of requesting your card through an agency. Wells Fargo. In that case, everything must be done in person and you must go to the agency with your personal documents in hand and making sure that you have fulfilled all the necessary requirements that we mentioned earlier.

Now if you want to do it all online from the comfort of your home. You just need to download the app or go to the credit card website. Therefore, you will have access to a form where you must fill in your personal and financial information. Such as your full name, address, ability to pay, proof of income, and other requests you may make.

Finally, your card application process will be analyzed and you will receive a response in a few days. If your application is approved, you will receive your card at your home and simply unlock it to start using it immediately.

Now it’s time for our final verdict. We’ll tell you if it’s really worth requesting this card and if it’s a good alternative for users. First of all, you should know that the Wells Fargo company issues several credit cards and each one caters to different consumer needs. And it all depends on your needs.

If you are looking for a credit card that offers 11 fixed rates in addition to many rewards, know that this could be a great solution for you. Therefore, this credit card is recognized in the financial market for offering rewards that no other offers.

Starting with the registration bonus, which is very high. However, it is important to emphasize that this card can be indicated for customers who have a medium or high income. And in that case it might not be a good option for people who have a below average credit score. 

Our intention here is to make sure you understand that get a credit card that meets exactly what you need. Therefore, if you realize that this card is not for you and need another recommendation, we can recommend the Capital One credit card.

And if you want to know a little more about it just click the button below. You will have access to all important information about this card as well as the application method.