Finances

Kohl’s Rewards: The Smart Shopper’s Secret to Big Savings

Stop missing out on savings! Kohl’s Rewards gives you 5% back on every purchase, access to special promotions, and rewards that turn into Kohl’s Cash.

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Learn How This Loyalty Program Gives You More for Every Dollar You Spend

kohl's rewards
Source: The Money Best.

If you’re a frequent Kohl’s shopper or just looking for ways to save more on your purchases, then the Kohl’s Rewards Program is something you don’t want to miss.

In this guide, we’ll break down everything you need to know about Kohl’s Rewards, how it works, and how you can maximize your savings.

Key Highlights of Kohl’s Rewards
Free enrollment, no hidden fees.
Earn 5% back in rewards on every purchase.
Rewards convert into Kohl’s Cash on the 1st of each month.
Kohl’s Cash expires in 30 days.
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rewards program

Kohl's Rewards

Cashback Enroll for Free

Make the most of your Kohl’s shopping and save with cash back on every purchase

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What is Kohl’s Rewards?

Kohl’s Rewards is a free-to-join customer loyalty program that allows shoppers to earn 5% back in rewards on their purchases.

The rewards accumulate in your account and convert into Kohl’s Cash on the first of every month.

The program is not a credit card—it’s a simple way for customers to enjoy benefits just by shopping at Kohl’s, whether in-store or online. Kohl’s Rewards also provides access to personalized offers, birthday gifts, and early access to special promotions.

How Kohl’s Rewards Works

kohl's rewards
Source: Kohl’s website.

Understanding how Kohl’s Rewards works is key to making the most of this program. From signing up to redeeming your earned Kohl’s Cash, each step is designed to provide you with savings and exclusive perks.

Whether you shop in-store or online, knowing how to navigate the rewards system will ensure you never miss an opportunity to earn or use your benefits.

1. Joining the Program

Becoming a Kohl’s Rewards member is quick and easy. Signing up is free, and once you enroll, you can start earning rewards on every purchase you make. Whether you prefer to shop online or visit a store, the process is seamless, ensuring you maximize your savings from the start. Signing up for Kohl’s Rewards is incredibly easy and completely free. You can enroll in the program via:

  • The Kohl’s website
  • The Kohl’s mobile app
  • In-store at any Kohl’s checkout counter

Once enrolled, all you need to do is provide your email or phone number at checkout when shopping in-store or sign in to your account when shopping online to ensure you earn rewards.

2. Earning Kohl’s Rewards

Earning Kohl’s Rewards is simple and automatic once you are enrolled. Every time you make a purchase, you accumulate rewards, which eventually convert to Kohl’s Cash.

  • You earn 5% in Kohl’s Rewards on every purchase. This means that for every $100 spent, you get $5 back in rewards.
  • Occasionally, Kohl’s runs special promotions where you can earn additional rewards or bonus Kohl’s Cash.
  • Your rewards are tracked in your Kohl’s account, and the balance accumulates over time.

3. Converting Rewards to Kohl’s Cash

One of the biggest benefits of the Kohl’s Rewards program is the automatic conversion of rewards into Kohl’s Cash.

  • At the start of every month, your earned Kohl’s Rewards automatically convert into Kohl’s Cash.
  • Kohl’s Cash is issued in $5 increments, so if you have $15 in rewards by the end of the month, you will receive $15 in Kohl’s Cash.
  • The Kohl’s Cash you earn through the Rewards Program is valid for 30 days.

4. Redeeming Kohl’s Cash

Redeeming Kohl’s Cash is easy and adds extra value to your shopping experience.

  • Kohl’s Cash can be used like real money on most items at Kohl’s, whether online or in-store.
  • Simply apply it at checkout when making your next purchase to get an instant discount.
  • The more you shop, the more rewards you earn, and the more Kohl’s Cash you accumulate!
card

rewards program

Kohl's Rewards

Cashback Enroll for Free

Make the most of your Kohl’s shopping and save with cash back on every purchase

You will be redirected to another website

Is Kohl’s Rewards Worth It? Who Benefits the Most?

kohl's rewards
Source: Adobe Stock.

If you’re wondering whether Kohl’s Rewards is worth signing up for, the answer depends on your shopping habits.

Let’s take a look at who can benefit the most from this loyalty program:

Best for Frequent Kohl’s Shoppers

If you regularly shop at Kohl’s for clothing, home goods, or gifts, the 5% rewards on every purchase can quickly add up. By strategically using your rewards and stacking them with sales and coupons, you can maximize your savings and get the best value from your purchases.

Great for Families and Seasonal Shoppers

Parents shopping for kids’ clothing, school essentials, or holiday gifts will find Kohl’s Rewards extremely beneficial. The program helps offset costs, especially during seasonal shopping sprees like back-to-school and holiday sales.

Bargain Hunters Who Love Stacking Discounts

If you’re someone who loves stacking discounts and using multiple savings options, Kohl’s Rewards adds another layer of savings. Since you can combine Kohl’s Cash with coupons and promotional discounts, you can make the most of your purchases and pay significantly less.

Not Ideal for Occasional or Infrequent Shoppers

If you only shop at Kohl’s once or twice a year, the program might not be as valuable to you. Since Kohl’s Cash expires in 30 days, you need to shop often enough to redeem your rewards before they vanish.

Additional Benefits of Kohl’s Rewards

Beyond earning cashback in the form of Kohl’s Cash, the Rewards program includes exclusive perks that make shopping even more rewarding.

Exclusive Discounts & Offers

  • Members receive personalized coupons based on their shopping habits.
  • You’ll get access to special Kohl’s promotions before non-members.
  • Some promotions allow you to stack discounts, meaning you can apply a coupon AND Kohl’s Cash on the same purchase.

Birthday Gift

  • Every year, Kohl’s Rewards members receive a special birthday reward as a thank-you for being part of the program.

Early Access to Sales Events

  • Members often get early access to major sales, like Black Friday or Kohl’s seasonal clearance events.
  • This gives you the chance to shop before the best deals sell out.

Unlock Exclusive Deals with Kohl’s Rewards

The Kohl’s Rewards Program is a fantastic way to save money while shopping at Kohl’s.

Whether you’re a casual shopper or a frequent Kohl’s customer, taking advantage of this free loyalty program can help you earn valuable Kohl’s Cash, unlock exclusive discounts, and enjoy personalized perks.


Looking for an Alternative? Consider Costco Memberships

If you’re interested in other ways to save on shopping, you might want to consider a Costco membership as an alternative to Kohl’s Rewards.

While Kohl’s Rewards focuses on earning cashback for future purchases, Costco’s membership model provides direct discounts on everyday essentials. Depending on your shopping habits, one program may be a better fit for you than the other!

Want to learn more? Check out our complete guide on Costco memberships and find out if it’s the right savings program for you!

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