If you are interested about his company’s student loan, then you should take a look at what requirements you will be needing to get the loan, and everything you need to do.

This is a common question, but first, we must understand what is a credit score, and what is it for. Credit score is a number that will determine how well-behaved in the financial world you are, that mean what exactly? Well, that answer is directly related to our second question. So, when you ask for a loan, you, before getting the money, will receive some payment terms, that will include date, form, and how you will pay.

That means that, if you pay late or miss the payments some months, then you will hurt your credit score, and consequently lower it. But if you do end up paying it well and with no late payments, then your credit score can grow. Citizens Bank does not disclose their minimum credit score, so you will only know if you can apply thanks to other methods, and when the company has your form, then they will be able to see if you apply.

If you are one of those people that always leave everything to the last minute (like me), then you will probably need this money really fast, since it is very likely that you did not apply for a loan, and now you desperately need it. It’s okay, you can apply and wait for the response, but the speed in which you gain the money will depend on your form and your personal data, so it could take a day, or even four or five.

The initial deposit is feared for many, but that doesn’t mean it’s scary. Do you know what is the point about paying an initial deposit? It is that in the future, when you are paying your loan, your monthly payments won’t be as high, and it will be easier for you to do it, of course, some companies allow you to not pay it, but it is not recommendable.

Yes, as a very well known bank, Citizens Bank has to have a very safe network, both online and in person, so if your only setback is about safety, don’t worry, it is more than safe.

If you already have a set of priority’s in your head about your student loan, and Citizens Bank does not fit them, then maybe you should take a look at LendKey’s loans! They have amazing loans and fast ones too, click down below to learn more.