Hello again, have you absorbed all the info you needed from the last article? Are you at least a bit interested in this company? Yes? Great, then keep reading. College can be hard, specially in two stages: the first one is when you are freshly out of high school, that new space and place is different and scary, but it won’t be too bad. The second one is when you are already an older person, but are only able to go to college now, and you may feel a little dejected, but it is normal, and I know everything will be fine.

The bigger problem is that you need to pay for it. That huge amount of money, oh well, where will you find it? Maybe you could try asking for a loan, and I have the perfect choice. Ascent has some amazing student loans that any student from any age can enjoy and utilize. If you got interested, then keep reading this article, so you can find the pros and cons.

After hours and hours of research for the perfect student loan company, you found yourself here, with Ascent. To honor your endeavor, I will be telling some of the pros that this company has. The first one is that this company has one of the best payments’ flexibility. That means that after you apply for the loan, you won’t have to choose between one payment and that payment only, you can choose from various and your favorite.

The next one is that you can actually check your credit score and if you are able to qualify for the loan without the use of a hard credit check. You may ask, “well, what is the difference between a hard credit check and a normal one?”, well, there is a big difference: while the normal checking will just be made and won’t affect anything withing you, the hard credit check goes deep into your history, and will affect your credit score, making it lower, and no one wants that. So with this feature, you won’t have to worry about those problems.

Now that we saw the pros, how about we get into the cons? What, you thought I would only say good stuff? Well, too bad, I won’t. The first con is that if you are a student, and you are enrolled in less than half-time, then you won’t be qualified for the loan.

This is awful, not only because it gets fewer clients for the company, but because less than half-time students usually only go so little because they work during the day, and most of them really need that extra money.

Another not very nice con is that, if you are an international student, you will not be able to get a cosigner. This is also super bad because international students might be the ones that need it the most, coming to a new country without any knowledge in how that country works, it is probably better that they have a caretaker with them while they make their decisions.

For our last point, we will be talking about what you need to do and need to be, to be able to apply for a loan with Ascent. To work with Ascent you will need to follow a certain number of rules where you have to be, as the most obvious one, since it is college loans, over eighteen, or at the same age.

To apply for it, you also need to be a US citizen, or an international student with a cosigner that is a US citizen or a permanent one.

We reached the end, how are you feeling? Motivated? I bet you do. Let’s get all that motivation and excitement to the next part, where I will kindly explain how you can apply for a loan with Ascent. Click on the link below to learn more.