If you’ve come this far, it’s because you’re very interested in ordering your Citi Diamond Preferred credit card right now. And we know that, and we’re going to help you! Below, we will show you a step by step so that you can order your card completely online. In addition, at the end of this article you will be able to understand if it is really worth this credit option. For we will give you our verdict. 

First of all, you need to know that our opinion is not based on any kind of affiliation or agreement with a credit card. This means that our opinion will be given impartially, aiming only to help you in the decision, which can generally be very difficult to make.

In case you are tired of using credit cards that do not offer any additional benefits and still charge a high annual fee. Surely you’re looking for a more advantageous option, aren’t you? And we understand that, after all, nowadays it is very difficult to choose a credit card that presents exactly what you need and, faced with a sea of ​​possibilities, it can be a little difficult to decide on your own.

Now, without further ado, let us show you how you can apply for your credit card. Citi Diamond preferred and get the benefits it offers.

As stated earlier, this is not a very good card for people who have a poor or average credit score. For one of the requirements is that you have a good Excellent credit score. This means that this card prefers customers who have good financial transactions and demonstrate responsible payment capacity.

With that in mind, the first step to applying for your card is to make sure that your credit score is currently at a good level to be approved. Later you can go directly to the website of the site and there you will have important information, such as a form to fill out. In this form, you need to be careful to fill in the information that will be requested, such as personal and financial information about your life.

In addition, it is important to have proof of income and residence at hand, as well as personal documents that must be requested to be attached in the analysis. After completing the form, you just need to wait until the bank analyzes your information and checks whether the card is eligible for you.

In general, this analysis is quick, but it may take a few days and you will receive a response to the email you registered. If approved, your card will be sent to the address you provided and you just need to unlock it to start using it immediately.

Now the moment you’ve been waiting for has arrived. We’ll tell you if this credit card is really a good option and if it’s worth it. In general, our verdict on the Diamond preferred site is that it is a very interesting option for people who are looking to consolidate debt and pay for an excellent period of time. This is because this card can become a good ally, as it has a 0% introductory rate for the first 21 months.

That is, during this entire period of time, you can use the card without paying any APR fee. However, it is important to point out that, after that, the rate will be 17.99 to 28.99%, which may represent a slightly high rate. But if you use the card a lot in the first months when the rate is zero, it can be a considerable and compensating option.

Finally, it can also be considered a good option for people who do a lot of balance transfers, as they cost less than those offered by competing markets. In addition, of course, to the fact that the card does not charge any annual fee and you can use it without worrying about paying an annual fee.

Now, if you want a recommendation of another option that may be very interesting for you, we can recommend you to click on the button below and learn more about the card and all that it offers.