Imagine earning 5% back on every Amazon purchase, enjoying no annual credit card fee, and accessing a suite of additional perks tailored for the savvy shopper.

The Prime Visa promises all this and more, positioning itself as a must-have for dedicated Amazon users. But does it truly deliver on its enticing offers, or are there hidden catches to be aware of?

In this comprehensive review, we’ll dissect the card’s features, benefits, and potential drawbacks to help you determine if it’s the perfect addition to your wallet.

It is also very important to point out that Amazon is currently one of the most complete stores on the Internet. That is, you can basically buy everything on this site and using your credit card, Amazon Prime Rewards, you can still count on Cashback on these purchases. In addition to the many other benefits included for members.

That’s why this card is very famous and today we’re going to tell you a little more about it. At the end of this article, you will learn how to apply for yours and understand what the minimum requirements are to get your credit card approved.

The first of the advantages of this credit card here, you get a gift card to spend on Amazon for 100 USD. Immediately after your card is approved. This amount will be available in your wallet and you can use it to buy whatever you want. And as we said earlier Amazon sells basically everything so your purchase decision will be well

In addition, you will also earn 5% back on purchases made on the Amazon store and other partner stores. All you need to do is have a valid prime subscription.

The advantages don’t stop there, it is also possible for you to earn 2% Cashback in restaurants, gas stations and even in means of transport, local displacements. To check which establishments and applications provide Cashback, you can enter the website and check.

And finally, the biggest advantage is for people who like to save on card fees. Because this card does not charge any annual fees for use and also does not charge fees for transactions abroad. And this is a big difference, because in addition to earning Cashback, you can also save on fees and charges that would usually be involved with other credit cards. 

As we mentioned earlier, this card is ideally suited to people who spend a lot on Amazon or Whole Foods. And therefore, one of the requirements is that you are an Amazon Prime member, have an active subscription at the moment.

Therefore, if you are an active member of Amazon Prime, you just need to be of legal age and have a positive credit history. That’s because the bank will analyze your ability to pay and, for that, you can do a credit check. In general, the requirements are just these and, if you have an active Amazon Prime subscription, your chances of getting the first card increase considerably.

We said earlier that we are here doing an impartial analysis of the card, right? So, let’s tell you now what are the disadvantages of this credit card?

First of all, it is important to know that you will earn Cashback on purchases, but spending outside the Amazon store is not very attractive. Which makes this card an excellent option to buy in the Amazon store at partner stores, but in the case of stores outside these, your Cashback will be below normal for other credit cards.

Additionally, for credit card users who do not have a Prime membership, they may end up suffering a lower 3% Cashback rate on Amazon purchases, which is considerably less than the cashback received for Amazon Prime members. .

The first step to applying for your credit card, Amazon Prime Rewards, is to meet the requirements that we talked about earlier. The first being being an Amazon member. Later, after making sure you meet the requirements, you can make your request on the Amazon website itself.

This way, as soon as you are approved for the card, you will receive a gift card of 100 USD in your Amazon account and you can use it to shop on the site in any way you want. Automatically, if you are a prime member, you will earn 5% cashback at amazon.com, physical amazon stores, Whole Foods Market stores and even travel booked through Chase, which is the card’s management company. 

After completing the form containing your personal documents and proof of residence and income, you just have to wait until the card is approved. And that can take a few days! But in general, if you are an Amazon Prime member and have proof of income, your chances of approval are very high!

Finally, it is important to know that the card will be available in the Visa brand, which can give you access to even more advantages of this credit card brand, which is one of the most accepted in the world. 

First of all, it is important to know that we are providing you with a detailed and unbiased credit card review. So let’s answer right now a question that may have popped into your head. Is the Amazon Prime Rewards credit card worth it? The answer we can give you is that if you are used to buying online and using your credit card as your main payment method, yes, this card can be a great advantage for you.

However, it is important to note that, in cases of purchases in other stores, other than the Amazon store, the Cashback offered may not be as high. In addition, we can also point out here that you will not find a better rewards rate than this for Amazon store purchases.

This is due to the fact that even if you can find some cards that offer Cashback on online purchases, you will have a hard time finding a better rate than this for Amazon store purchases. 

On the other hand, we must also remember that you will receive a gift bonus of 100 USD on Amazon. That is, you can use this amount to make purchases as you see fit using only the credit you received for requesting and approving the card. And in case you’re worried about the annual fee, know that the annual fee is zero, but it’s important that you are an active Amazon Prime member, which may require paying the monthly subscription fee.

It’s important to understand that there are a lot of cards out there. And we are going to recommend another card that can be very good for those who want some advantages.

Click the button below to learn more about the Triple Cash Rewards Visa credit card and learn how to apply for one!