California

Reseña de la tarjeta de crédito Neo Financial®

Enough of dealing with credit cards that only care about excessive fees and offer no benefits. At Neo Financial you don't pay an annual fee and you also have completely exclusive benefits. Keep reading!

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Take advantage of the Neo Financial credit card with no annual fee – Learn more with the review!

Discover more about this Neo Financial credit card, which has incredible benefits. We are doing a complete review of the pros and cons of the theme.

You will be able to experience every advantage of this credit card and still know if it is worth it in the end.

card

Tarjeta de crédito

Neo Financial

No deposit No Annual Fees

Apply now for this no annual fee credit card – Neo Financial.

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You will get cash rewards from all purchases you make using your Neo card, and thus, you can earn Cashback. There are no monthly fees, account maintenance costs, or anything like that.

Finally, know that we will do our best to ensure that you have a good experience.

Keep reading and see the pros and cons of your Neo Financial Card right now! Enjoy the information.

Advantages of the Credit Card Neo Financial Card

The Neo Financial Card has some very interesting advantages. We’ll tell you each one of them, so you can find out if it’s worth it. Check it out:

  • Cashback on purchases made with Neo: This card offers incredible advantages, including Cashback. Holders should only use it when they need it to earn Cashback. Some places where this can happen are Convenience stores, personal and online retail stores, gas stations, restaurants, and others!
  • More than 10,000 partner stores: Neo Financial has over 10,000 partner stores and offers an average of 5%. You can redeem this automatically and, of course, cash out at any time.
  • Some unique chances of 15% Cashback: While talking about Cashback, we must point out that it is possible to reach an incredible 15%!
  • Sin cuota anual: You can try the card as you like, and there will be no annual fee. Additionally, Neo Cash Back Rewards is available as a no-fee rewards program.
  • The $25 bonus: As a new Neo card customer, you can get a $25 bonus. This voucher is for a limited time but can be used whenever and wherever you want without bureaucracy.
  • Has a mobile app: The app is available for both Android and iOS. You can use the app to control your card in the palm of your hand.
  • Pay your bills easily: The card allows you to easily pay for any Apple or Google Pay purchase.
  • Finally, an unforgettable advantage is the Neo savings account that can be included in your rate. With it, you can earn interest on what you save and enjoy it!

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19.99% – 26.99%

22.99% – 28.99%

Disadvantages of the Neo credit card

There are also some disadvantages to this credit card. Unfortunately, this is something that happens a lot. Read on to learn the once-and-for-all disadvantages of the Neo Financial credit card:

  • Stricter credit check: Previously, we’ve introduced some credit cards that allow you to have them without going through a very strict check. With this one, that doesn’t happen; you must have a good credit history and score.
  • Savings account without features: Unfortunately, their savings account is not very good. It doesn’t have as many features as other savings accounts that have been around for a long time, so if you’re joining the credit card for that possibility, it’s not worth it.
  • There is no such thing as a good investment. If you are also looking for a credit card to invest in, it may not be the best place. The profit margin is not high, and it turns out that you don’t have good options with low fees. Therefore, we do not advise you to acquire this type of account.

Those are the only downsides of this credit card that we have considered. His list is not very extensive, so we can say that he is largely worth it. Anyway, we’ll give the final verdict on the next page.

Know how to request the credit card Neo Financial

Applying for that credit card is one of the easiest things out there. You will have to visit the card’s official website, which we’ll leave above. Just click on the button that we left at the beginning of the article, and you will be completely redirected to that website.

Then, it is important that you fill in the short registration form, which will be available on the website, and I also upload all documents requested by them.

For now, there is no specific credit score or income requirement for you to apply for this credit card. However, it is already known that the better your score, the more easily you will be approved.

Anyway, if you want to apply for this credit card, it’s worth taking a risk and checking whether you’ll be approved. This approval may take time, that is, you may not be approved on the same day. It can take hours or even business days. You will have to wait for them to contact you.

But is it really a good card?

Now we are going to give our final verdict to let you know if this is really a good credit card. Well, first we need to talk about fintech, we can say that they are regularly investing in new financial resources to innovate in the market.

That’s why, compared to other fintechs, yes, this one can be an excellent one to get you started and maybe even invest in a good credit card. There, you always get the best rates and also several different services that others don’t have for now.

Despite the savings account having a high interest rate, it is a very incredible savings account for coming directly with the credit card offered. In addition, there is Cashback from several partners that can make you find it even more interesting to acquire this credit card.

However, if you really want to maximize your rewards, you’ll need to spend a lot with their partners to get more Cashback. There are credit cards with many more advantages than this one in this regard. However, we can consider that it is a great credit card for those who want to start and do not have such an incredible score.

In addition, among the various advantages of this credit card are its flexibility and also the fact that it has no annual fee. Another thing we can also consider is that you absolutely do not need to make a security deposit to use the card, i.e. no upfront payments.

However, if you are still not convinced that this credit card is worth it, check out the other option that we give below.

How about trying the First Access credit card?

Another amazing credit card option is the first access Credit card. This is an excellent credit card that also doesn’t require a security deposit to get started.

The other advantages that can be incredible for you, and also has a great facility for those who do not have a good credit history. Click the button below and enjoy!

First Access Visa card

See how to apply for your First Acces Visa Card!

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