The First Digital NextGen Mastercard can be a stepping stone to better credit, offering easier approval odds and the ability to build your credit score.

However, consider the annual and program fees, which can be a significant cost upfront.

Additionally, the interest rate is on the higher side. If you’re aiming to build credit responsibly, this card might be an option.

But before you apply, head over to our full review to see a complete breakdown of the pros, cons, and whether the First Digital NextGen Mastercard is the right fit for you!

Do you want an another recommendation?

Check the Total Visa credit card if you’re unsure about the First Digital NextGen Mastercard. Here’s a quick comparison.

While both cater to building credit with easier approvals, the First Digital Mastercard boasts wider acceptance through the Mastercard network.

However, the Total Visa might surprise you with a lack of a program fee, though it still carries an annual fee. Both cards come with high interest rates, so responsible credit management is key.

Unsure which card is the better fit? Head over to our full Total Visa review for a deeper dive into its features, fees, and if it aligns with your credit-building goals!