Ready to start building your credit and earning cash back with the Total Visa® Card? Follow our simple and fast application process outlined below:

Step 1: Click on the “Apply Now” button. You will be redirected to another website to complete your application.

Step 2: Fill out the online application form. Provide the required personal and financial information accurately.

Step 3: Review your application. Double-check all the details to ensure accuracy.

Step 4: Submit your application. Once you are satisfied with the information provided, submit your application and await a decision.

By following these easy steps, you’ll be on your way to getting approved for the Total Visa® Credit Card and enjoying the benefits it offers. Don’t miss out on the opportunity to build credit and earn cash back on your purchases. Apply now!

Applying for the Total Visa® Card is a simple and straightforward process that can be done online. Here’s a step-by-step guide to help you through the application:

Apply for the card: Mobile App

Although the Total Visa® Credit Card does not have a dedicated mobile app, you can easily manage your card using the Total Card mobile app. The app allows you to conveniently monitor your credit score, check your account balance, make payments, and access other important features to stay in control of your finances.

With the Total Card mobile app, you can enjoy the flexibility of managing your Total Visa® Credit Card anytime, anywhere, right from your mobile device.

The Total Visa® Card is an option worth considering if you have fair or bad credit. Here’s a summary of its key features:

Credit Score: The Total Visa® Credit Card considers applicants with fair to bad credit scores.

Annual Fee: The card charges an annual fee of $75 for the first year, which decreases to $48 for each subsequent year.

Purchase APR: The purchase APR for this card is 35.99%.

Cash Advance APR: The cash advance APR is also 35.99%.

Welcome Bonus: Unfortunately, no welcome bonus is offered with the Total Visa® Credit Card.

Rewards: With this card, you can earn 1% cash back on purchases, allowing you to earn rewards while you spend.

Overall, the Total Visa® Credit Card provides an opportunity for individuals with fair or bad credit to access credit and start building a positive credit history. The cash back feature adds a small reward for your everyday purchases.