Absolutely! The Bank of America® Unlimited Cash Rewards Credit Card provides a great opportunity to build credit. Cardholders’ activity is reported to all three major credit bureaus – Equifax, TransUnion, and Experian, helping to establish a positive credit history. Additionally, customers can take advantage of free FICO scores, allowing them to regularly monitor their credit scores and track their progress.

The Bank of America® Unlimited Cash Rewards Credit Card provides cardholders with a range of exclusive benefits. These include a $0 liability guarantee for unauthorized transactions, contactless chip technology for convenient and secure payments, compatibility with digital wallets for easy mobile payments, access to online and mobile banking for convenient account management, customizable account alerts for staying informed, and complimentary FICO score monitoring services to help you keep track of your credit health.

The Bank of America® Unlimited Cash Rewards Credit Card offers multiple options for redeeming your cash back rewards. You can choose to redeem your earnings at any time for a credit to your card statement, a deposit to a Bank of America checking or savings account, or a credit to an eligible Merrill account. Additionally, Bank of America provides the convenient option of setting up monthly automatic redemption, allowing your cash rewards to be credited to your statement or deposited into your account on a regular basis.