Credit Cards
Review Bank of America® Unlimited Cash Rewards Card
Discover the benefits of the Bank of America® Unlimited Cash Rewards Credit Card, including a 0% introductory APR period and no annual fee. Continue reading to explore all the details.
Advertisement
Bank of America® Unlimited Cash Rewards Credit Card Review: Earn 1.5% Cash Back on All Purchases and $200 Online Cash Reward Bonus
If you’re in search of a credit card that offers rewards for your everyday spending, our Bank of America® Unlimited Cash Rewards Credit Card Review is here to help!
Applying for the Bank of America® Unlimited Cash Rewards Credit Card allows you to enjoy unlimited 1.5% cash back on all purchases.
With no annual fees and a 0% introductory APR for 18 billing cycles (followed by a variable APR of 17.74% – 27.74%), this card provides excellent value.
Additionally, you’ll receive a $200 cash reward bonus when you spend at least $1,000 on purchases within the first 90 days of account opening.
Read on to discover more about the card’s features, including its welcome bonus and the rewarding 1.5% cash back on all transactions you make.
Bank of America® Unlimited Cash Rewards: Exploring its Key Features
When it comes to selecting a credit card, it’s crucial to consider both the positive and negative aspects of your options. In this regard, let’s delve into the main features of the Bank of America® Unlimited Cash Rewards card:
Pros:
- No Annual Fee: You won’t be charged an annual fee for owning this credit card.
- Indefinite bonus cash validity: Any bonus cash earned does not expire and can be redeemed at your convenience.
- Straightforward cash back rewards: With this card, you can expect a simple and transparent cash back rewards program.
- Enjoy an introductory APR period: Benefit from an initial period with a 0% Annual Percentage Rate (APR) on purchases, allowing you to save on interest charges.
- No low cash-back threshold: There is no minimum spending requirement to earn cash back rewards.
Cons:
- Cash back rate below 2%: The cash back rate offered by the Bank of America® Unlimited Cash Rewards card falls below the industry average of 2%.
- No cash refunds to other bank accounts: Cash refunds earned through this card can only be received in Bank of America accounts, limiting flexibility in fund distribution.
By carefully considering these advantages and disadvantages, you can make an informed decision about whether the Bank of America® Unlimited Cash Rewards card aligns with your financial needs and preferences.
You will be redirected to another website
By submitting this form, I agree that I am 18+ years old and I agree to the Privacy Policy and Terms and Conditions. I also provide my signature giving express consent to receive marketing communications via automated emails, SMS or MMS text messages and other forms of communication regarding financial products such as credit card and loans. Message frequency varies and represents our good faith effort to reach you regarding your inquiry. Message and data rates may apply. Text HELP for help or text STOP to cancel. I understand that my consent to receive communications is not a condition of purchase and I may revoke my consent at any time.
Understanding the Credit Score Requirement
As the Bank of America® Unlimited Cash Rewards card offers numerous benefits, it’s important to have a good to excellent credit score when applying for this credit card.
Applying for the Bank of America® Unlimited Cash Rewards
If you’re intrigued by the prospect of earning rewards through a seamless application process, we invite you to continue reading our content to discover a step-by-step guide on how to apply for the Bank of America® Unlimited Cash Rewards.
Bank America
Discover How to Apply for the Bank of America® Unlimited Cash Rewards and Unlock Limitless 1.5% Cash Back on Every Transaction!
Trending Topics
785 credit score is an indicator of good or bad financial health?
If you have a 785 credit score you might be feeling very proud. But is it good or bad? This article will tell you more about this score.
Keep Reading
Review of the Upgrade Cash Rewards Visa® credit card
Get access to a detailed review about the visa cash upgrade credit card, read our review till the end! Continue reading.
Keep Reading
Review of the FIT Credit Card Mastercard® credit card
Find out how a good credit card can positively impact your finances. Meet the FIT Credit Card Mastercard now!
Keep ReadingYou may also like
Citizens Bank: Learn More
Know more about Citizens Bank student loans! If you wish to continue your studies, check this company out and all their loans.
Keep Reading
See how to request the BMO Cashback Business Mastercard® Credit Card
We will tell you a very simple step-by-step so that you can apply for your BMO Business Mastercard credit card in a practical way.
Keep Reading