Are you in search of a credit card that can boost your credit rating?
Try the OpenSky® Plus Secured Visa® Card – It doesn't require a credit score check and comes without an annual fee.
Are you seeking to enhance your credit but feel overshadowed by large banking institutions? Look no further than the OpenSky® Plus Secured Visa® Credit Card! Continue reading to unveil what sets this credit card apart!
This card is unique as it doesn't require a bank account for application nor a credit check. In addition, it stands out for having its annual fee completely waived – a rare attribute for this kind of card. If you've had previous credit challenges or are currently unbanked, this card could serve as an excellent pathway to upgrade your financial status.
Unlike the average credit card that carries a standard APR of around 15% and an APR of 17% for balances, the OpenSky® Plus Secured Visa® Credit Card has somewhat higher APRs. The card offers a variable purchase APR of 29.24% and a variable cash advance APR of 21.89%.
Indeed, it will! Your account activity is reported to all three major credit bureaus: Equifax, Experian, and Transunion. This means that by making regular, timely payments, you could demonstrate your financial reliability and possibly boost your credit score.
Yes, regrettably, the OpenSky® Plus Secured Visa® Credit Card does carry a 3% foreign transaction fee. This translates to $60 on a $2,000 vacation expense. If you’re planning on traveling internationally, it might be wise to look for a credit card that does not charge foreign transaction fees to sidestep any extra charges.
Breathe new life into your credit with the OpenSky® Plus Secured Visa® Credit Card, an ideal choice for those grappling with less-than-stellar credit. Discover how to apply in the section above.
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