If you’re someone who enjoys accumulating reward points through credit card usage, take a look at this review of the Citi Premier®. It could be the ideal card for you.

The Citi Premier® is a travel rewards credit card packed with numerous benefits, such as travel rewards and bonus points.

But is it a worthwhile choice? Continue reading to uncover the answer.

Absolutely! Citi Premier® is an excellent choice for everyday use and international travel. Let’s delve into the benefits of the Citi Premier® card.

Unlike many other travel credit cards, Citi Premier® rewards you with three points for nearly every purchase. If you leverage your points wisely, the benefits can easily surpass the annual fee.

The welcome bonus alone can be valued at $600 in gift cards, according to Citi’s website. The points are highly flexible and hold substantial value among reward currencies, estimated at 1.7 cents per point by experts.

If you’re a travel enthusiast, you’ll appreciate the option to transfer points to 16 different airlines. This level of flexibility sets it apart from cards that restrict your choices to just a few airlines.

Additionally, the Citi Premier® card offers an attractive alternative for those seeking a travel rewards credit card without the hefty annual fees associated with premium cards.

To assist you in making an informed decision about whether to apply for this card, we have outlined the pros and cons for you to consider:

Pros:

Cons:

A strong credit score of 690 or above is necessary to meet the approval criteria for this card.

If you’re looking to enhance your credit score, The Money Best provides a comprehensive guide on credit scores to assist you.

Applying for this card is a simple process. You can easily submit your application online.

If you found this Citi Premier® review helpful, The Money Best offers a step-by-step guide on how to apply for the card. Simply refer to the information provided in the card below for further details.