Review of the Chase Sapphire Preferred® Credit Card
Dream of having a credit card that always accompanies you and your needs. Well, we're introducing you to Chase Sapphire Preferred. In this review you will be able to see all the pros and cons to know whether you want this credit card in your financial life.
Discover Chase Sapphire Preferred and its travel insurance and benefits
The financial market is quite broad, but one credit card that totally stands out is the Chase Sapphire Preferred. With an annual fee of only 95 USD, they offer a great deal for everyone who wants to have a versatile and valuable option when traveling.
In addition to rewards known as Ultimate Rewards program points, you also get to take advantage of several other loyalty options on your credit card. The card also has partnerships with several airlines such as United Airlines, Southwest Airlines, Marriot and Hyatt.
If you want to know more about credit cards, read on. We’ll show you everything you need to know to enjoy it.
Advantages of the Credit Card Chase Sapphire Preferred
Advantages are not lacking when using this credit card. With it, you will be able to earn 80000 points. Bonus after spending 4000 USD on purchases in the first 3 months of opening. This is an amazing bonus as if you spend the bonus afterwards you can get 1000 USD.
In addition to all this, you can get 5 times more points on trips you buy through this credit card, meals and even on all purchases made. That’s because the Ultimate Rewards rewards program has several other promotions running.
If you want to have 25% more of the value to redeem airline tickets, hotels or even rent a car and a Cruise through your credit card, you can try the 80000 points of 1000 USD to convert into a trip.
The card also has an incredible benefit of offering trip cancellation/interruption insurance. In addition, if you have a collision damage problem with a rented car, you may be covered by insurance. Another very interesting insurance is that of lost luggage.
Another benefit that holders of this credit card can take advantage of is free access to DashPass, which will free up $0 delivery fees for everyone who takes part. In addition you will be FDIC member.
20.74%–27.74% variable APR
Earn 80,000 bonus points
Disadvantages of the Credit Card Chase Shapphire Preferred
This credit card also has some disadvantages. The first is that all reward categories have different rates, which makes it a rather complicated card to understand, especially for those who don’t have a lot of time to read the terms.
Also, having a 1.25 cents redemption on your birthday is not so nice. After all, since it’s a birthday bonus, it could be a little higher. Other things that weigh heavily on Chase customers is the fact that they have rewards and redemptions linked to the travel portal. That is, you will not always be able to use it wherever you want.
However, the disadvantage we mentioned above can also be refuted easily. Chase happily allows you to be able to link your card to any number of other branded cards you use. Therefore, it is possible to accumulate more points by combining these cards instead of with just one.
But of course not everyone is going to have multiple Chase cards to put this goal into practice. Another thing we should talk about is that this credit card needs a person who continually wants to be very interested in the services offered. After all, it is not an easy card to use.
Other than that, despite being great for travelers, there aren’t many premium perks. In addition to travel insurance, car rental insurance, cancellation and trip interruption, there are no advantages outside this means of travel.
It is necessary to verify very well if you really think that this credit card will fit into your routine. It is very specific, initiated all its advantages are aimed at travelers and people who like to know the world. In addition, their annual fee is also geared towards them, as it guarantees access to a USD 300 travel credit.
Know how to request the credit card Chase Sapphire Preferred
If you happen to be interested in all the benefits we talked about earlier, it’s time to learn how to apply with a simple and easy tutorial. Now we will teach you, just click the button below and go to the next page, learn how to apply for your credit card once and for all.
About the author / Beatriz Martinez
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