This is a credit card that proves to be an excellent alternative for those people who want to escape the dreaded credit score checks made by banks. This is because the GO2bank™ Secured Visa Card does not perform any credit checks.

In addition, the card can also be an excellent choice for those users who want to avoid the annual fees that some cards charge. Because in that case you need to know that the annuity is completely zero. No minimum spend per month required.

Finally, you must be anxious to know how to order your card. Stay with us and we’ll tell you. At the end of this article we will also give our opinion on whether or not this credit card is a worthwhile alternative. Without further ado, let’s find out right now!

Now that you know what the requirements are for this card, you must have noticed that the application process is quite simple. After all, you won’t be going through a very extensive and detailed credit analysis. However, before you even think about ordering yours, it needs to be pointed out that you will need to make a deposit of $100 USD. And it is this deposit that will decide your credit limit.

Therefore, having the necessary documents in hand, you just need to access the website of the brand of the card and provide the necessary information. As we said earlier, he will not do any credit analysis. In the meantime, the institution will review your account to verify income and expenses. Because then they will be able to decide whether to approve.

While this is a guaranteed option, it is virtually certain that your application will be successful after making the initial security deposit. But it is necessary to be aware that due to some resources and internal evaluations, your request may be denied by the bank.

Finally, after making your request and it being approved, you will receive your card at the registered address. From then on, you just need to unlock it by following the instructions and start using it right away to get the benefits.

As we mentioned above, at this point we are going to give you an honest and truthful opinion about this credit card. After all, you may be wondering if it is an ideal alternative for your needs right now. And the answer we can give is that this card is not or considered the most ideal among the benefits it offers.

This is because, although this card does not charge an annuity fee, which is zero and without the need to spend a minimum per month, the card may not offer enough benefits to become a good option. Also, as it is a secured card, you will be required to make a security deposit initially. And it is important to validate that one of the functions that is very important for some people is the balance transfer and in this case, it is not available.

However, if you have an average or poor credit score on this credit card, it may suit your needs as it does not do a previous credit check and can be a good option for those people who would be hard pressed to get another credit card. with another institution.

Other things to consider is that this card offers additional protection against fraud and theft, and this can be a huge plus for people who travel a lot and carry their credit card with them. However, on the other hand, it is not possible to add authorized users and obtain a joint account using the card. And if this is one of your goals when applying for a credit card, this may not be the best option.

If you want to understand a little more about another credit card option similar to the one we are talking about, you can click the button below and learn about Costco Anywhere Visa. Which is a card that can meet your expectations too!