In this article, we are going to tell you a little more about the One Platinum credit and capital card and everything it offers to its users. In this way, at the end of reading this article you will be able to understand what are the advantages, disadvantages, requirements and if it really is a worthwhile card. Because in general, this is a card that is highly requested by people looking for safe and advantageous options. 

However, it is worth mentioning that here we are doing an impartial analysis of the credit card, which means that we are not affiliated with or associated with this card. Therefore, we are going to give you an honest opinion about it, so that you can understand if it really is an option that suits your needs and meets everything you expect. Let’s find out right now, what are the advantages of this credit card.

First, it is worth mentioning that this is a simple credit card and represents a good opportunity for people who are on the rise in credit. That is, people who do not have a very high credit score and may have difficulty obtaining other types of cards. 

Therefore, one of its advantages that draws the most attention is the fact that it does not charge an annuity, that is, you can use the card for a period of time without having to pay anything extra for it. And if we compare it with other cards that charge annual fees that are often high, this can be a benefit that draws a lot of attention.

On the other hand, users also report that this card is a very attractive option for people who want to increase their credit limit in a short period of time. This is because, periodically, the bank will analyze your financial behavior and, if you represent the payment of installments and invoices responsibly, your limit will be frequently readjusted. Which can result in an attractive long-term credit limit.

As we mentioned earlier, we are here to give you an impartial review of this credit card and therefore we will also let you know what are the disadvantages of getting this product. Therefore, it is important to know that the first major disadvantage noticed by users is the fact that it has a very high fee for use.

This means that although it does not charge an annual fee, the APR is very high, especially when compared to other similar credit cards. Also, another factor that unfortunately can be a negative is the fact that the card does not offer rewards.

This means that you will not be able to count on the points program, Cashback programs and any other expected rewards, usually on credit cards. 

From this we can conclude that this credit card can be easily compared with others and the benefits are not as attractive as the disadvantages, as in the case of presenting a rate considered too high. In addition to not offering any additional rewards. 

As you probably already know, credit cards require some minimum requirements in order to get approved, and the Capital One platinum card is no different. However, in this case, as it is a card intended for people who have a relatively low credit score, it does not have many requirements.

However, it is important that you are over 18 years old to be able to apply for the card and also present some important documents. Such as proof of residence, as well as proof of income and personal documents. 

If you are interested in this credit card and want to apply for one right now, we have good news. Therefore, just click on the button below, you will have access to a very simple step by step to make your request quickly and conveniently.

All of this is completely online and without a lot of bureaucracy, after all, our intention here is to facilitate everything that could be more difficult for you.