After a six-month period of using your Total Visa® Card, you’re eligible to call customer service at (877) 480-6988 to request a higher credit limit. Ensuring timely payments for a consecutive six-month period, reducing your outstanding debt, and updating your income details with the Bank of Missouri can improve your chances of approval for a raised credit limit. If your revised income details suggest that you’re well-equipped to handle a larger credit limit, they’re more likely to approve your request.

The Total Visa® Credit Card serves as an excellent tool for quick credit building or rebuilding. This card welcomes applicants irrespective of their credit status. To rejuvenate your credit, ensure to pay your bills punctually and use your card responsibly. The Bank of Missouri will consistently report your payment history to the key credit bureaus – Equifax, TransUnion, and Experian.

To seek assistance related to your Total Visa Card, feel free to call at (844) 548-9721. For inquiries about applying for a Total Visa Card or for addressing issues related to the Total Visa program fee, dial (844) 206-4371. Additionally, you can leverage their user-friendly mobile app or navigate their website for further support!